![]() You need to be one month ahead (you can redraw any additional funds paid beyond the current month).Redrawing on your loan won’t increase your repayments or extend the term of your home loan, as you’re simply withdrawing the extra payments you’ve made into your home loan.A redraw facility is also not usually offered with fixed interest or interest only loans. On the flipside, some lenders limit the number of extra payments you can make on your home loan in a certain period or how much you can redraw at any one time. Making extra payments also reduces the interest you pay on your home loan, earning you more than you would in a savings account and without the tax. With Tic:Toc, you can do this whenever you want for free, using online banking.Ī redraw facility can be handy to have if you ever need cash at short notice to cover unexpected bills. Redrawing simply means accessing any extra payments you’ve made on your home loan. Or you can transfer the cash to another account and withdraw it in up to two business days. Then, if you have an offset account, transfer the cash there and use your Tic:Toc Visa Debit card to immediately access the funds. Just select your home loan as the ‘From account’ when performing a funds transfer. This article appears in the February 2022 issue of ELLE.Redrawing on your Tic:Toc home loan is a no brainer. (“It’s almost ready,” Weber adds.) But, in the ultimate irony, for all their store’s popularity on TikTok, Giordano says, “I’ve actually never posted anything on the app.” “We’ve been holding a lot of her pieces for a while because we’re waiting for the right moment,” Giordano says. Giordano and his partner Collin James Weber believe Stella McCartney–era Chloé will see a revival in the coming months. More broadly, it’s upended the fashion industry’s top-down structure: A 14-year-old influencer posting from her bedroom might now wield a Diana Vreeland–like influence on which items will be resurrected to “It” status. But TikTok has turned into a stock ticker of sorts-giving designers insight into how their archives are resonating, sellers the inside track on which collections might pop next, and buyers the scoop on stores like Giordano’s. Once upon a time, a Milanese designer would not have taken micro video clips into consideration when it came time to dream up a new collection. Blumarine creative director Nicola Brognano “TikTok is making very clear that I’m on the right track.” Perhaps this is why Vivienne Westwood and her designs are so relevant on TikTok.” “We’re delighted that new generations are discovering Vivienne’s work,” says Christopher Di Pietro, Westwood’s global brand director, adding that young people “want to hear authentic voices speaking about issues that are important to them and not just trying to sell them the latest thing. Westwood in particular has become one of the app’s favorites, and this past fall, James Veloria devoted its special collection room to the designer. Posts tagged #vintage have been viewed more than 11.5 billion times, per TikTok, which also confirmed that those designers are trending. “TikTok has helped grow my business.” These days, she sees “crazy Vivienne Westwood pieces,” Gaultier, and Cavalli making the rounds on the app’s ephemeral slide show of videos. “I like to cover designers who don’t get as much recognition,” she says. Vintage dealer Olivia Haroutounian gained a cult following on TikTok ( for her deep dives into oft-overlooked early-aughts labels like Ema Savahl and Elisa Jimenez. Alessandro Lucioni/Courtesy of the Designer “I think it’s amazing that our vintage and new pieces are mixing so well together on the same platform, and that most of the time it’s the same woman or girl who wants to wear them.”Ī spring 2022 look from Courrèges. Online, he sees young people gravitating toward classics like the ribbed-trim top with a tiny logo in the center. “I never take a pattern as it was.” He did revert to the house’s original logo, in part because he wanted consistency between new items and the ’70s ones in vintage shops today. ![]() ![]() “I always say with Courrèges, you have to keep everything and you have to change everything,” Di Felice says. He reinterpreted the accompanying A-line miniskirt and altered the fit to account for the way people’s bodies have changed since the ’70s. “It’s a bit more fitted at the waist, and certainly has more attitude. The jacket had changed shape significantly since André Courrèges introduced it, Di Felice says: “It kept becoming boxier and boxier-it looked like a little cube by the end.” Di Felice looked to Courrèges’s original pattern, which was cut closer to the body. When Nicolas Di Felice took the helm at Courrèges in late 2020, his first gesture was reissuing the label’s iconic vinyl cropped jacket in a rainbow of colors. Model Eva Herzigova wearing Courrèges in ELLE, September 1995.
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